Banking Reimagined

4.20% APY lets you save like a Jenius. FDIC insured, no fees or minimums, with 24/7 U.S.‑based support.

Welcome to SMBC Jenius Bank—smarter, simpler banking built around you. Enjoy powerful digital tools, personalized insights, and the backing of a global financial leader.

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Our Vision

At SMBC Jenius Bank, we’re committed to providing innovative and sustainable banking solutions. We empower you to achieve your financial goals with transparent, accessible, and responsible services. Explore how we can contribute to your financial well-being.

Our Services

Project Finance

Customized funding solutions for corporate and infrastructure projects.

Crypto‑Connect

Secure custody and on‑chain payment services for businesses.

Wealth & Investment

Personalized investment strategies to grow and protect your assets.

Savings

High‑yield savings with no fees or minimums.

SMBC Jenius Bank was founded on the principles of innovation, sustainability, and customer-centricity. We’re dedicated to providing a digital banking experience that is both seamless and impactful. Join us as we build a better future for your money.

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